The Payments Bank for the New Economy

Join us on our journey

Banking Circle US is a newly licensed, Connecticut chartered, commercial bank. We are building a fully cloud-based, scalable financial infrastructure to support real-time, global clearing and settlement for payment services, leveraging the award-winning financial systems technology from our affiliate, Banking Circle, S.A.

Our mission is to establish proprietary access to all of the world’s major currencies on one platform and create a financial ecosystem that cuts out the time and cost of cross-border payments, enabling a new way for banks, financial institutions, payment service providers (“PSPs”), marketplaces and corporates to manage their financial needs.


Banking Circle US will offer an API-based product for domestic and cross-border payments, as well as foreign exchange services. We will serve US financial institutions and their overseas counterparties, payment service providers, and large corporates.

Built on a next-generation technology platform and complemented by a network of correspondent banking partnerships – including Banking Circle S.A. in Europe – Banking Circle US clients will benefit from:

Faster and lower cost than the traditional banking network

Access to a global network of correspondent banking partnerships

Managing your customers’ payments with full transparency and simple reconciliation

Enhancing your service proposition and improve customer experience

Flexible options to connect to our payment technology: API, Client Portal or Swift

Market-leading secure and compliant technologies